Before our first visit to Dubai, we kept hearing conflicting advice—“It’s all digital!” or “Don’t forget cash!” Turns out, both are true depending on where you go. Here’s your no-fluff guide to when to use cash vs. card in Dubai, updated for 2025.
Get To Know The Traveling Taylors!
When to Use Card in Dubai
- Hotels and restaurants: Cards are the default and widely accepted.
- Shopping malls and attractions: Major chains and ticket counters prefer digital payment.
- Rideshares (Uber, Careem): Linked credit/debit cards work seamlessly.
- Public transport (NOL card): Rechargeable cards are used for metro, tram, and buses.
When Cash Is Still King
- Traditional markets (souks): Cash is often expected, especially in Deira.
- Taxis (non-app based): Some take cards, but it’s safer to have small bills.
- Tips: Bellhops, valet drivers, and spa attendants often prefer cash tips.
- Smaller cafes or takeaway spots: Particularly outside the city center.
How Much Cash to Carry
- AED 100–300 per day is more than enough for incidentals.
- Keep a mix of 10s, 20s, and 50s for flexibility.
Smart Payment Tips for 2025
- Use contactless cards or Apple/Google Pay for speed and convenience.
- Choose to be charged in AED (not your home currency) to avoid inflated rates.
- Withdraw from ATMs inside malls or banks for lower fees.
- Avoid dynamic currency conversion on credit card machines.
Safety Tips for Using Money in Dubai
- Dubai is extremely safe, but it’s still wise to carry cash in a money belt or secure wallet.
- Always double-check receipts—especially in busy tourist spots.
Final Thoughts: Should You Use Cash or Card in Dubai?
For most travelers, a smart mix of both works best. Use your card for major purchases and reservations, but keep a bit of cash for tips, markets, and local gems. Want to stretch your dirhams even further?
Share your thoughts with us! Leave a Comment!